Plan Highlights

  • Unlimited transactions2
    Unlimited usage of cheques, ATM deposits and withdrawals, bill payments and debit card transactions
  • ATM fees waived4
    For TD and non-TD ATMs5, anywhere in North America
  • Free Interac e-Transfer®
    Unlimited Interac e-Transfers are included with your account. There is no fee for sending an Interac e-Transfer from a personal chequing account with an All-Inclusive Banking Plan
  • Free premium perks
    Get a small safety deposit box6, certified cheques, money orders, and personalized cheques7 at no additional cost

Rebates and Discounts

  • Monthly fee rebate1
    No monthly fee with $5,000 minimum monthly balance
  • Credit card fee rebate3
    Annual fee rebated for your choice of one of five select Premium TD Credit Cards
  • Seniors’ rebate
    25% off the monthly fee for account holders 60+8
  • Borderless Plan discount
    Monthly discount of $3.00 U.S. on Borderless Plan

Account Fees

Monthly Fee
Minimum Monthly Balance for fee rebate1
Transactions included per month
Non-TD ATM Fee5
No additional fee
Foreign ATM Fee (Inside U.S., Mexico)9,10
No additional fee
Foreign ATM Fee (Outside U.S., Mexico)9,10
No additional fee
Interac e-Transfer®
Paper Statement
No fee

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want. Learn more.

Direct Deposit

Instant access to your paycheque or pension with no holds on your money. Learn more.

Overdraft Protection

Never worry, you’re covered against temporary cash shortages11Learn more.

Simply Save Program

Automatically save money every time you use your TD Access Card, so you don’t have to compromise your saving goals. Learn more.

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