What you get

Add to your retirement savings easily with the option to make deposits whenever you want.
  • Fixed return plus flexibility
    A TD IRA Add-Vantage CD may be a good choice if you want a fixed return and the flexibility to make incremental deposits
  • Make deposits anytime
    Incremental deposits of $500 or more can be added at any time during the term2
  • Low minimum deposit
    $250 minimum deposit to open and maintain an account
  • Automatic renewal
    Convenient, automatic renewal

You are viewing info for {{change_region_city}}, {{change_region_state}}. Change location? You are viewing info as a Canadian resident. Change location?

Guaranteed interest rates to build retirement savings
Current APY*
{rate_currentapy_productpage_standard}

Save for retirement and enjoy tax benefits

Check with your tax advisor to see if you're eligible.3
  • Traditional IRA earnings grow tax deferred
    Earnings are taxable as income upon withdrawal; contributions may be tax deductible
  • Roth IRA earnings grow tax exempt
    There’s no income tax on withdrawn earnings if you meet the requirements of a qualified distribution
  • Annual contribution limits apply
    Contribute up to a certain limit or 100% of earned income, whichever is less; customers age 50 and over are eligible for an additional contribution4

What you pay

Monthly Maintenance Fee
None
Earns Interest
Yes
Minimum Opening Deposit
$250
Free with this Account
Additional deposits allowed2,4
Additional Benefits
Auto renew

Get the most from your new account

TD Checking accounts

Choose the account that meets your banking needs and includes the perks you want

TD Bank Mortgages

Whether you’re buying or refinancing, we have the right mortgage for you

Traditional IRA

Learn how a traditional IRA can help you save for retirement


back to top