What you get

Get a savings account that rewards your higher balance with tiered interest rates plus a rate bump when you link an eligible TD account1, and account perks at no cost.
  • Tiered rates
    As your balance grows, so does your interest rate – helping you to earn more as you save
  • Rate bump
    When you link an eligible TD Bank active personal or small business checking, mortgage, home equity or credit card1
  • Free ATMs anywhere you go
    Pay no TD ATM fees when you use non-TD ATMs regardless of balance and get reimbursed for other banks' surcharges when you maintain a $2,500 minimum daily balance2
  • $15 monthly maintenance fee waived
    When you maintain a $20,000 minimum daily balance
  • Save on fees
    Get a $1 discount on the monthly maintenance fee when you choose Online Statements only
  • Free services
    Incoming wire transfers, official bank checks, money orders and stop payments are free

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Interest rates for when you link to an eligible TD account
Current APY*
Required Minimum Daily Balance To Earn APY*

Tiered Rate

Earn interest when you keep a higher balance.

Interest rates that increase with higher balances
Current APY*
Required Minimum Daily Balance To Earn APY*

What you pay

Monthly Maintenance Fee
$15 or $14 when you choose Online Statements only
Earns Interest
Yes, tiered interest rates
ATM fees
None at TD or non-TD ATMs2
Online Statements
Paper Statements
Minimum Opening Deposit
Overdraft Protection
This account can be set up to protect a TD Checking account3
Free with this Account
Mobile Deposit4, money orders, stop payments, official checks
Additional Benefits
Rate bump available1, free incoming wire transfers

Get the most from your new account

TD Relationship CheckingSM

Bundle your accounts, earn interest, and get discounted rates and fees


Build your savings on your terms with CDs that fit your goals

TD Bank Credit Cards

Choose the card with the rewards you want, like Cash Back for everyday purchases

Minimum daily balance to waive monthly maintenance fee

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