USUse My Credit Card Features
What would you like to know more about?
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Auto Club
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Contactless and Chip & PIN Payment
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Online Safety and Card Assist
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Visa & MasterCard
Get the help you need on the road
With TD Standard, Deluxe or Business Auto Club1, in the event of a roadside emergency anywhere in Canada or the continental U.S., help is just a phone call away – 24/7.
Deluxe TD Auto Club Membership
Standard TD Auto Club Membership
Business TD Auto Club Membership
Cards with optional TD Auto Club Membership:
- TD Green Visa* Card
- TD Emerald Flex Rate Visa* Card
- TD Gold Select Visa* Card
- TD Cash Back Visa* Card
- TD Cash Back MasterCard® Card
- TD Drivers Rewards Visa* Card
Need Help?
Got questions?
1-800-983-8472
7:00am – 12:00am EDT
Or outside Canada & U.S.
call collect 416-307-7722
Locate a Branch
Speak with a banking specialist at the branch closest to you
Make small purchases with a wave of your Card!
- Contactless payment is a fast, convenient and secure way to make purchases directly with just a wave of your Card. TD Credit Cards with chip & PIN technology come equipped with this capability. Look for the contactless symbol on merchant point-of-sale terminals, just like the symbol you see on your Card.
How does contactless payment work?
TD Credit Cards with chip & PIN technology can wirelessly connect with a secure reader on a merchant's point-of-sale terminal. It’s simple and quick:Depending on the terminal, either wave or tap your TD Credit Card in front of the device.
Payment information is securely transmitted in just a matter of seconds.
Wait for the beep and you’re done – all without ever letting your Card out of your hand!
For more information about making contactless payments or about the chip & PIN technology enabled on your TD Credit Card, please visit the Visa* or MasterCard® website.
Chip & PIN Technology
Embedded microchip
Extra protection
PIN required
In the U.S.
How to use Chip & PIN
- Chip & PIN technology is already in use worldwide and has been proven to help reduce fraud.
- If you are making a purchase at a store without a chip-enabled terminal, you can still make purchases with your TD Credit Card using the magnetic strip. So if you are in a store that doesn't have a chip terminal, you can make transactions by signing a receipt.
- Your TD Credit Card will also work outside Canada. You will be asked to sign a receipt in countries that do not have chip-enabled terminals. In countries with chip-enabled terminals, you will be asked to key in your PIN.
- Only you should know your PIN. If a merchant asks you for your PIN do not provide it to them.
- Authorized Users will receive their own TD Credit Card number with Chip & PIN technology and they will have their own unique PINs. Statements will show transactions broken out by which Card performed the transaction.
Reset my PIN
- For TD Credit Cards excluding US Dollar Cards, your PIN can be reset at any TD Canada Trust Green Machine (ATM) or TD Canada Trust Branch, or call us at 1-800-983-8472 to have a new PIN mailed to you.
- TD U.S. Dollar Visa* Cardholders only: Your PIN can only be changed/reset by calling our automated phone line (IVR) at 1-800-983-8472. You cannot change/reset your PIN at a TD Canada Trust Branch or TD Canada Trust Green Machine (ATM).
Need Help?
Call us
1-800-983-8472
7:00am – 12:00am EDT
Or outside Canada & U.S.
call collect 416-307-7722
Locate a Branch
Speak with a banking specialist at the branch closest to you
Online safety tips
Carefully read privacy and security documents before you buy.
Print/save confirmations of your transactions and keep them. Never provide your credit card number via email.
If you suspect your card number has been mishandled, report it to your credit card issuer right away.
Only purchase from reputable sites.
Check for signs that the site is secure. Look for a closed padlock on your browser’s address bar or a URL address that begins with shttp or https.
CardAssist helps keep you safe
With CardAssist Card Registry Service1 one call can keep you secure.
- Cancel and Replace Cards
As soon as your call is received, for eligible cards, CardAssist will contact each credit card-issuing institution, cancel the cards on your behalf and request replacement cards - Emergency Cash and Airline Tickets
CardAssist will wire you up to $1,0002,3, or arrange airline tickets home should you be stranded without cards or cash - Nationwide Toll-Free Message Centre
Set up your own confidential 30-day voice mailbox, accessible within Canada and the U.S. at no additional charge
- Date Reminder Service
Register up to 12 important dates, anniversaries and birthdays and CardAssist will remind you of them ahead of time - Change of Address Notification
CardAssist will notify each of your card issuers, magazine subscriptions, and up to three friends or relatives of your move - Document Registration
CardAssist will keep a record of your important documents, pre-authorized payments and cellular telephone numbers
Cards that include CardAssist Card Registry
Interested in CardAssist Card Registry?
1 Provided by Aimia Proprietary Loyalty Canada Inc.
2 Subject to your available credit limit.
3 Fees apply to each cash advance transaction.
TD Visa* Mobile Alerts Service
A TD Visa Mobile Alert is an email or mobile phone message sent to you through the TD Visa Mobile Alerts Service1. You can choose up to 6 types of alerts available:
- Pre-Set Dollar Amount transaction alert
- Card-not-present transaction alert
- ATM transaction alert
- International transaction alert
- Declined transaction alert
- Gasoline transaction alert
Set up your TD Visa* Mobile Alerts Service2:
- Register your TD Visa Card at tdrewards.com
- Then, simply access My Account
- Go to the Set-Up TD Visa Mobile Alerts page
- Go to the SETUP ALERTS tab
For further assistance, please call the number on the back of your TD Visa Card.
Security online with Verified by Visa
Verified by Visa provides you with increased security and convenience when you shop online. You only need to register once, and then your confidential password will allow you to shop online with greater peace of mind.
You'll be required to provide your Verified by Visa password every time you make an online purchase at a participating retailer with your TD Visa Credit Card.
To register for Verified by Visa you’ll need:
- Your TD Visa Credit Card number
- The name embossed on your Card
- The last three digits on the signature panel on the back of your Card
- Your date of birth
Security online with MasterCard® SecureCode
MasterCard® SecureCode gives you an extra layer of protection when you shop online. Set up your own private SecureCode to help prevent someone from making fraudulent purchases, even if they know your TD Credit Card number.
You'll be required to provide your MasterCard SecureCode every time you make an online purchase at a participating retailer with your TD MasterCard Card
To register for MasterCard SecureCode you’ll need:
- Your TD MasterCard Card number
- The name embossed on your Card
- The last three digits on the signature panel on the back of your Card
- Your date of birth