Apply for a TD Low Fee Chequing Account | TD Canada Trust

¹ Monthly Fee rebated for seniors collecting the Guaranteed Income Supplement, beneficiaries of Registered Disability Savings Plans, Students enrolled in full-time, post-secondary program and Youth under the age of majority in their Province of residence.

² Minimum monthly balance indicated must be maintained throughout the entire month to qualify for the fee rebate.

³ Full-serve transactions include: In-branch transactions (e.g., withdrawals, transfers, or bill payments) performed by a bank employee at a branch (including by way of phone call or mail/fax to a branch) or transactions performed via EasyLine by speaking with a banking specialist over the telephone.

⁴ Including 2 free Full Serve transactions. Full-serve transactions include: In-branch transactions (e.g., withdrawals, transfers, or bill payments) performed by a bank employee at a branch (including by way of phone call or mail/fax to a branch) or transactions performed via EasyLine by speaking with a banking specialist over the telephone.

⁵ Proof of eligibility is required: government letter confirming GIS eligibility; proof of beneficiary status on an RDSP; and for students, proof of full-time enrollment in a post-secondary institution.

⁶ TD network fees for the use of a non-TD ATM are waived. Some ATM operators also apply a surcharge (sometimes called a convenience fee) to use an ATM. In Canada, all ATM operators must notify you when they apply a convenience fee, and the fee will be displayed for the customer to accept before completing the transaction. This convenience fee is not a TD fee and cannot be waived by TD.

⁷ TD network fees waived, however, other financial institutions may charge fees for use of their ATMs. As well, certain states permit surcharging of international customers at independent ATMs. Other financial institution and surcharge fees will display electronically for the customer to accept before completing the transaction

⁸ For foreign currency withdrawals performed at ATMs outside of Canada, the exchange rate includes an amount equal to 2.5% of the converted amount.

⁹ Regular account transaction fees may also apply.

¹⁰ Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.