Plan Highlights

  • Monthly fee rebate
    No monthly fee with $4,000 minimum monthly balance1
  • Unlimited transactions2
    Unlimited usage of cheques, ATM deposits and withdrawals, bill payments and debit card transactions
  • No TD fee to use a Non-TD ATM in Canada
    Use any ATM in Canada with no TD fee
  • Free to send money using Interac e-Transfer
    Pay your friends back or chip in for pizza using Interac e-Transfer
  • Credit card fee rebate
    $20 off the Annual Fee for the first year for your choice of one of five select TD Credit Cards3
  • Seniors’ Rebate
    25% off the monthly fee for account holders 60+4

Account Fees

Monthly Fee
$15.95
Minimum Monthly Balance for fee rebate1
$4,000
Transactions included per month
Unlimited2
Non-TD ATM Fee5
$0 each
Foreign ATM Fee (Inside U.S., Mexico)9,10
$3.00 each
Foreign ATM Fee (Outside U.S., Mexico)9,10
$5.00 each
Interac e-Transfer®(up to $100)
$0 each
Interac e-Transfer (over $100)
$0 each
Paper Statement
$2.00 each

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want. Learn more.

Direct Deposit

Instant access to your paycheque or pension with no holds on your money. Learn more.

Overdraft Protection

Never worry, you're covered against temporary cash shortages8. Learn more.

Simply Save Program

Automatically save money when you use your TD Access Card, so you don’t have to compromise your saving goals. Learn more.

Additional Account Details & Terms Information

Find out more about opening a TD account with helpful resources and information.

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