Corporate Information

TD Bank Group

Headquartered in Toronto, Canada, with more than 85,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD offers a full range of financial products and services to approximately 24 million customers worldwide through three key business lines:

• Canadian Retail including TD Canada Trust, Business Banking, TD Auto Finance (Canada), TD Wealth (Canada),TD Direct Investing and TD Insurance
• U.S. Retail including TD Bank, America’s Most Convenient Bank, TD Auto Finance (U.S.), TD Wealth (U.S.) and TD’s investment in TD Ameritrade
• Wholesale Banking including TD Securities

TD had CDN$1.1 trillion in assets on October 31, 2015. TD also ranks among the world’s leading online financial services firms, with approximately 10.2 million active online and mobile customers. The Toronto-Dominion Bank trades on the Toronto and New York stock exchanges under the symbol "TD".

The Toronto-Dominion Bank is a chartered bank subject to the provisions of the Bank Act (Canada). It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869.

Canadian Retail

TD Canada Trust

TD Canada Trust is TD Bank Group's customer-focused personal and small business banking business. Serving more than 12 million customers nationally, TD Canada Trust provides a full range of financial products and services through its retail branch network, mobile app, telephone, Internet banking, and ‘TD Green Machine’ automated banking machines.

Business Banking

Business Banking provides financial solutions to Canadian businesses of all sizes across a wide range of industries. Dedicated Business Banking Specialists deliver customized solutions to meet the unique needs of business customers. Drawing on a range of products and services including financing, deposit, investment, cash management, international trade and foreign exchange, our relationship teams provide the right tools and advice to help customers achieve their goals. Business Banking includes:

• TD Auto Finance Canada
• Small Business Banking
• Mid-Market Commercial Banking
• Specialized Commercial Banking that is comprised of:
  • Commercial National Accounts and Asset Based Lending
  • National Real Estate Group
  • Commercial Mortgage Group
  • TD Equipment Finance
  • Agriculture Services
  • Aboriginal Banking

MBNA

MBNA is a division of The Toronto-Dominion Bank. With the MBNA portfolio, TD is a leading provider of co-branded and affinity credit card programs in Canada. MBNA MasterCard credit cards are associated with hundreds of Canadian membership organizations, credit union and financial institutions, sports associations, educational institutions and charities.

TD Wealth and TD Asset Management

TD Wealth provides investors and financial advisors with a broad range of brokerage, mutual fund, banking and other consumer financial products on an integrated basis. TD Wealth consists of:

• TD Direct Investing – provides clients access to information, tools and support that empower them to invest for themselves with confidence.
• TD Wealth Financial Planning – allows clients to work with a professional Financial Planner to develop and implement a financial plan.
• TD Wealth Private Investment Advice – offers a full-service brokerage and connects clients with a professional Investment Advisor to design custom wealth strategies to meet their unique needs.
• TD Wealth Private Client Group – provides discretionary wealth management, private banking and private trust services for high net worth clients.

TD Asset Management Inc.

TD Asset Management Inc.("TDAM"), a member of TD Bank Group , is one of Canada's largest asset managers. TDAM offers a diverse range of over 120 investment solutions including mutual funds, professionally managed portfolios and corporate class funds. TDAM manages retail mutual fund assets on behalf of more than 1.9 million investors and offers one of the most broadly diversified fund families in Canada. Funds are available at TD Canada Trust branches (through TD Investment Services Inc. representatives), TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice, as well as leading investment dealers, independent brokers, advisors and financial planners. As of September 30, 2015, TDAM was the fourth largest mutual fund company in Canada, with over CDN$102 billion invested in its mutual funds (Source: IFIC).

TD Insurance is a part of TD Bank Group and provides these products:

• Auto Insurance
• Home Insurance
• Life Insurance
• Health Insurance
• Travel Medical Insurance
• Credit Protection
• Motorcycle and Recreational Vehicle Insurance
• Business Credit Life Insurance

Government regulation prevents TD Bank Group from providing a link to the TD Insurance web page but you can visit www.tdinsurance.com.

U.S. Retail

TD Bank, America's Most Convenient Bank

TD Bank, America’s Most Convenient Bank, is one of the 10 largest banks in the U.S., with over 25,000 Employees and deep roots in the community dating back more than 150 years. TD Bank offers a broad array of retail, small business and commercial banking products and services to more than 8 million Customers through our extensive network of approximately 1,300 retail Stores throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition to banking products, TD Bank and its subsidiaries provide clients with customized private banking and wealth management services through TD Wealth^® and vehicle financing and dealer commercial services through TD Auto Finance.

TD Auto Finance (U.S.)

TD Auto Finance offers new and used vehicle financing through an extensive network of dealers across the United States.

TD Wealth (U.S.)

TD Wealth offers integrated, comprehensive and customized financial solutions to help high net worth individuals and institutions build, preserve and transition wealth. We provide expertise in Private Client Services including Private Banking, Private Trust and Private Investment Counsel, and Institutional Trust services.

TD Ameritrade

TD Ameritrade, Inc., is a brokerage subsidiary of TD Ameritrade Holding Corporation (NYSE: AMTD). TD Ameritrade provides a full spectrum of services for individual U.S. investors including an active trader program, long-term investor solutions, a national branch system, as well as relationships with one of the largest networks of independent registered investment advisors. TD Ameritrade and TD Bank USA are affiliated via TD’s investment in TD Ameritrade Holding Corporation.

Wholesale Banking

TD Securities

As a leading corporate and investment bank, TD Securities provides a wide range of integrated capital market products and services to corporations, governments and institutions. Our clients choose us for our knowledge, innovation and experience in the following key areas of finance: investment, corporate and government banking, capital markets, interest rate, currency and derivative products.

Operating out of 12 offices in key financial centres, we provide superior advice and execution to clients around the world. Our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.