What you get
- Fixed return plus flexibility
A TD IRA Add-Vantage CD may be a good choice if you want a fixed return and the flexibility to make incremental deposits - Make deposits anytime
Incremental deposits of $500 or more can be added at any time during the term2
- Low minimum deposit
$250 minimum deposit to open and maintain an account - Automatic renewal
Convenient, automatic renewal
Standard Rates and Terms
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Current APY*
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Save for retirement and enjoy tax benefits
- Traditional IRA earnings grow tax deferred
Earnings are taxable as income upon withdrawal; contributions may be tax deductible - Roth IRA earnings grow tax exempt
There’s no income tax on withdrawn earnings if you meet the requirements of a qualified distribution - Annual contribution limits apply
Contribute up to a certain limit or 100% of earned income, whichever is less; customers age 50 and over are eligible for an additional contribution4
What you pay
Monthly Maintenance Fee |
None |
Earns Interest |
Yes |
Minimum Opening Deposit |
$250 |
Free with this Account |
Additional deposits allowed2,4 |
Additional Benefits |
Auto renew |