What you get

Get the money you need – quickly. It's one way to consolidate high interest credit card debt into one simple monthly payment.
  • Loans from $2,000 to $25,000
  • Money in as little as 48 hours after you apply
  • Low, fixed annual percentage rate from 6.99% – 18.99%. Receive a 0.25% rate discount with auto pay from a TD checking or savings account2
  • No origination or application fees
  • Borrow the amount you need all at once

Pay off your debt 52 years faster!

Get in the express lane to financial freedom.

When you compare financing options side by side, we think you'll agree that a TD Express Loan is the smarter and faster choice for paying off your debt and achieving your financial goals.

Credit Card Debt

Balance
$25,000
APR*
16.99%
Payoff Schedule†
57 years
Total Interest Paid
$59,337

TD Express Loan

Balance
$25,000
APR*
6.99%–18.99%
Payoff Schedule†
5 years
Total Interest Paid
$4,696–$13,906

†Credit Card Debt payoff schedule assumes only the minimum monthly payment is applied. If your required minimum payment is higher than our estimate or you pay more than your monthly card minimum, your total cost paid and payoff schedule may be reduced.

How soon could you be debt free?

Calculate how a personal loan may save you money.

Estimate what you owe today on your credit cards, loans and lines of credit to see how you can combine and pay off all your outstanding debt with a personal loan.

TD Express Loan Rates

Get the loan that fits your monthly budget

Overview

Loan amount
$2,000–$25,000
APR2 as low as
6.99% to 18.99%
Terms
12–60 months, pending the loan amount
0.25% APR discount available†
Automatic payment deduction from a TD Bank personal checking or savings account is required. Other requirements apply
Fixed monthly payment as low as

Example 1

Loan amount
$2,500
APR2 as low as
6.99%
Terms
12
0.25% APR discount available†
Yes
Fixed monthly payment as low as
$216.31

Example 2

Loan amount
$5,000
APR2 as low as
6.99%
Terms
36
0.25% APR discount available†
Yes
Fixed monthly payment as low as
$154.36

Example 3

Loan amount
$10,000
APR2 as low as
6.99%
Terms
60
0.25% APR discount available†
Yes
Fixed monthly payment as low as
$197.96

Example 4

Loan amount
$25,000
APR2 as low as
6.99%
Terms
60
0.25% APR discount available†
Yes
Fixed monthly payment as low as
$494.88
†Automatic payment deduction from a TD Bank personal checking or savings account is required to be eligible for this 0.25% rate discount. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

Put your money to work for you

Personal Unsecured Loans

Need more than $15,000? Our TD Personal Unsecured Loan lets you borrow the money you need now
Find out more

Personal Unsecured Line of Credit

Don't need funds up front? Borrow the money you need, only when you need it
Find out more

Say goodbye to debt

Guidelines to help improve your financial future, including how to avoid new debt and pay down old debt
Find out more

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