Canada
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Add another account to compare
TD Preferred Savings
Earn more when you keep a higher balance and link an eligible TD account1
- Get a rate bump When you link to an eligible TD Bank account1
- $20,000 minimum Daily balance to waive $15 monthly maintenance fee
- Account extras Non-TD ATM fees waived2 plus services at no cost
What you get
Get a savings account that rewards your higher balance with tiered interest rates plus a rate bump when you link an eligible TD account1, and account perks at no cost.
- Tiered rates
As your balance grows, so does your interest rate – helping you to earn more as you save - Rate bump
When you link an eligible TD Bank active personal or small business checking, mortgage, home equity or credit card1 - Free ATMs anywhere you go
Pay no TD ATM fees when you use non-TD ATMs regardless of balance and get reimbursed for other banks' surcharges when you maintain a $2,500 minimum daily balance2
- $15 monthly maintenance fee waived
When you maintain a $20,000 minimum daily balance - Save on fees
Get a $1 discount on the monthly maintenance fee when you choose Online Statements only - Free services
Incoming wire transfers, official bank checks, money orders and stop payments are free
With Rate Bump
Earn more when you link an eligible TD Bank mortgage, home equity, credit card or active personal or small business checking account.1
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Current APY*
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Required Minimum Daily Balance To Earn APY*
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{rate_currentapy_productpage_bump}
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{rate_mindailybalance_productpage_bump}
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Tiered Rate
Earn interest when you keep a higher balance.
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Current APY*
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Required Minimum Daily Balance To Earn APY*
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{rate_currentapy_productpage_standard}
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{rate_mindailybalance_productpage_standard}
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What you pay
Monthly Maintenance Fee |
$15 or $14 when you choose Online Statements only |
$20,000 |
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Earns Interest |
Yes, tiered interest rates |
ATM fees |
None at TD or non-TD ATMs2 |
Checks |
N/A |
Online Statements |
Free |
Paper Statements |
Free |
Minimum Opening Deposit |
$0 |
Overdraft Protection |
This account can be set up to protect a TD Checking account3 |
Free with this Account |
Mobile Deposit4, money orders, stop payments, official checks |
Additional Benefits |
Rate bump available1, free incoming wire transfers |
Get the most from your new account
TD Relationship CheckingSM
Bundle your accounts, earn interest, and get discounted rates and fees
TD Bank Credit Cards
Choose the card with the rewards you want, like Cash Back for everyday purchases
Open account
Online
The fastest way to open an account
In person
Visit a TD Bank near you to set up your account
Minimum daily balance to waive monthly maintenance fee
