What you get
- Build up to the $300 minimum daily balance
No monthly maintenance fee for the first 12 months each month you have a linked, eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account1 - Free automatic transfers
Kick-start your savings with transfers from other accounts - Earn interest
Your savings earn interest to help you toward your goals
- Low balance required
$5 monthly maintenance fee waived with a minimum daily balance of $300 - Save on fees
Get a $1 discount on the monthly maintenance fee when you choose Online Statements only - Free for young and senior savers
No monthly maintenance fee and no minimum daily balance requirements if you're under 18 or over 62
Standard Rate
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Current APY*
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What you pay
Monthly Maintenance Fee |
$5 or $4 when you choose Online Statements only |
$300 or $0 if you are under 18 or over 62 |
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Earns Interest |
Yes |
ATM Fees |
None at TD ATMs |
Checks |
N/A |
Online Statements |
Free |
Paper Statements |
Free |
Minimum Opening Deposit |
$0 |
Overdraft Protection |
This account can be set up to protect a TD Checking account2 |
Free with this Account |
TD Bank Mobile Deposit3 |
Additional Benefits |
Fee waived for first 12 months with recurring $25 transfers1 |
You're never too young to save – see how to start
Get the most from your new account
TD Convenience CheckingSM
TD Connect Card
Minimum daily balance to waive monthly maintenance fee