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What you get

With an unsecured line of credit, you don't need to use your home or other assets to borrow money for home improvements, large purchases or unexpected expenses.
  • Lines from $20,000 to $50,000
  • Low variable rate can change, with APR determined as the prime rate indicated in the Wall Street Journal, plus 5.00% – 10.25%. Receive a discounted loan rate with an open personal TD Bank Checking account1
  • Access your line of credit for 10 years, with the ability to borrow different amounts at different times
  • Low annual fee of $25
  • Monthly payment amounts vary with line of credit balance
  • With an unsecured line of credit, you don't have to use your home or other assets to secure your borrowing

Personal Unsecured Line of Credit Rates

Personal Unsecured Line of Credit Rates
Sub title
Example
Loan amount
25000
APR* as low as
25000
Monthly payment as low as2
20000

*The rate and term are for illustrative and educational purposes only. Your actual Annual Percentage Rate (APR) may be higher than the rates shown.

How soon could you be debt free?

Calculate how a personal loan can save you money.

Estimate what you owe today on your credit cards, loans and lines of credit to see how you can combine and pay off all your outstanding debt with a personal loan.

Put your money to work for you

TD Express Loans

Borrowing $15,000 or less? You may qualify to get the money you need in as little as 2 days.

Home Equity Loans

Tackle projects with a predicable monthly payment

Finance 101

Articles, tools and resources to help you manage your money

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